How much money will be needed to save in order to settle clients debt?

This is different in each of our clients situations since every creditor has different guidelines and different timetables on when settlements are available and for when certain percentages can be obtained. In some cases Consumer Debt Help Association starts negotiating on accounts when a client has at least 10% of the credit card balance, this percent is not a typical settlement but in some cases creditors will take this amount as satisfaction of debt.